Need an appraisal in Bowie or Prince Georges County?

The top reasons MD homeowners call on de Leon Appraisal Services, Inc.:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To lower a mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a MD divorce, where real estate needs to be divided
To settle an estate in Prince Georges county or MD by determining the true market value of property in question

Need help deciding the value of your house in or near Bowie, MD?
Contact de Leon Appraisal Services, Inc..

At de Leon Appraisal Services, Inc., we understand the special needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at de Leon Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. de Leon Appraisal Services, Inc. is experts in helping people just like you delete undesirable PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from de Leon Appraisal Services, Inc. is your strongest weapon.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. de Leon Appraisal Services, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? de Leon Appraisal Services, Inc. can help with that too. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.